Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.25%/1.54 pt. 5.29%/1.53 pt. 5.52%/1.77 pt. 30-year ARM 2.63%/1.31 pt. 2.64%/1.28 pt. 2.68%/1.12 pt. start rate 15-year fixed 4.50%/1.79 pt. 4.60%/1.78 pt. 4.91%/1.67 pt. Rates for loans over $333,700 30-year fixed 5.54%/1.49 pt. 5.56%/1.58 pt. 5.80%/1.65 pt. 30-year ARM 2.73%/1.19 pt. 2.73%/1.19 pt. 2.87%/0.98 pt. start rate 15-year fixed 4.92%/1.72 pt. 4.94%/1.82 pt. 5.19%/1.54 pt. FHA or VA 5.97%/0.69 pt. 5.97%/0.69 pt. 5.94%/1.21 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 4.50%/0.00 pt. 6-month LIBOR 1.170% 1.170% 1.120% 1-year 1.200% 1.190% 1.130% Treasury bill 6-month 0.970% 0.970% 0.980% Treasury bill 6-month CD 1.100% 1.100% 1.080% Prime rate 4.000% 4.000% 4.000% 11th District Oct. ’03 Sept. ’03 April ’03 cost-of-funds 1.909% 1.923% 2.208%

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