Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.25%/1.83pt 5.33%/1.72pt 5.93%/2.08pt 30-year ARM 2.60%/1.25pt 2.60%/1.25pt 2.73%/1.09pt start rate 15-year fixed 4.51%/1.74pt 4.61%/1.72pt 5.23%/2.03pt Rates for loans over $333,700 30-year fixed 5.44%/1.60pt 5.54%/1.67pt 6.28%/1.75pt 30-year ARM 2.71%/1.15pt 2.71%/1.15pt 2.90%/0.95pt start rate 15-year fixed 4.88%/1.53pt 4.97%/1.58pt 5.56%/1.63pt FHA or VA 5.97%/0.72pt 5.97%/0.72pt 6.44%/0.56pt mortgage Average / points CALVET 30-year 4.99%/0.00pt 4.99%/0.00pt 4.50%/0.00pt 6-month LIBOR 1.180% 1.200% 1.190% 1-year Treasury 1.240% 1.280% 1.290% bill 6-month 1.000% 1.020% 1.050% Treasury bill 6-month CD 1.110% 1.120% 1.130% Prime rate 4.000% 4.000% 4.000% 11th District Dec. ’03 Nov. ’03 June ’03 cost-of-funds 1.902% 1.821% 2.113%

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