Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Aug. 17, 2005

Compiled by National Financial News Services

*--* Lates One week Six months t week previous previous Rates for loans up to $359, 649 30-ye 5.55%/1.14 pt. 5.53%/1.31 pt. 5.19%/1.64 pt. ar fixed 30-ye 2.99%/0.46 pt. 3.13%/0.46 pt. 2.78%/0.86 pt. ar ARM start rate 15-ye 5.19%/1.14 pt. 5.14%/1.42 pt. 4.79%/1.61 pt. ar fixed Rates for loans of $359, 650 and more 30-ye 5.78%/1.09 pt. 5.71%/1.40 pt. 5.47%/1.60 pt. ar fixed 30-ye 3.01%/0.41 pt. 3.57%/0.91 pt. 2.90%/0.85 pt. ar ARM start rate 15-ye 5.44%/1.14 pt. 5.40%/1.25 pt. 5.04%/1.54 pt. ar fixed FHA 6.16%/0.56 pt. 6.16%/0.56 pt. 6.13%/0.67 pt. or VA mortg age Avera CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. ge / point s 6-mon 4.030% 4.000% 3.030% th LIBOR 1-yea 3.900% 3.840% 2.960% r Treas ury bill 6-mo. 3.790% 3.730% 2.790% Treas ury bill 6-mon 3.980% 3.930% 2.960% th CD Prime 6.500% 6.500% 5.500% rate 11th June ’05 May ’05 Dec. ’04 Distr ict cost- of-fu nds 2.676% 2.622% 2.118%

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