Average mortgage rates and indexes

Compiled by National Financial News Services

*--* This week Last week Six months previous Rates for loans up to $359,650 30-year fixed 5.50%/1.57pt 5.60%/1.35pt 5.38%/1.21pt 30-year ARM start 2.89%/0.44pt 3.12%/0.49pt 2.97%/0.60pt rate 15-year fixed 5.07%/1.61pt 5.19%/1.54pt 4.76%/1.18pt Rates for loans over $359,650 30-year fixed 5.79%/1.60pt 5.86%/1.36pt 5.64%/1.40pt 30-year ARM start 2.93%/0.44pt 3.13%/0.48pt 3.04%/0.70pt rate 15-year fixed 5.36%/1.61pt 5.40%/1.38pt 5.09%/1.24pt FHA or VA mortgage 6.13%/0.67pt 6.13%/0.67pt 6.19%/0.60pt Average / points CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 5.50%/0.00pt 6-month LIBOR 3.380% 3.280% 2.230% 1-year Treasury bill 3.280% 3.320% 2.220% 6-month Treasury bill 3.130% 3.150% 2.050% 6-month CD 3.310% 3.340% 2.180% Prime rate 5.750% 5.750% 4.750% 11th District Feb. ’05 Jan. ’05 Aug. ’04 cost-of-funds 2.317% 2.183% 1.875%

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