Average mortgage rates and indexes

*--* Latest week One week Six months previous previous Rates for loans up to $359,649 30-year fixed 5.58%/1.39pt 5.46%/1.45pt 5.57%/1.83pt 30-year ARM start rate 3.65%/0.71pt 3.64%/0.59pt 3.42%/0.66pt 15-year fixed 5.17%/1.34pt 5.09%/1.33pt 5.21%/1.85pt

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*--* Rates for loans of $359,650 and above 30-year fixed 5.83%/1.31pt 5.73%/1.33pt 5.82%/1.60pt 30-year ARM start rate 3.71%/0.61pt 3.76%/0.50pt 3.43%/0.65pt 15-year fixed 5.51%/1.21pt 5.36%/1.26pt 5.46%/1.60pt FHA or VA mortgage Average 6.16%/0.56pt 6.14%/0.52pt 6.13%/0.67pt / points CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 5.50%/0.00pt 6-month LIBOR 4.180% 4.060% 3.400% 1-year Treasury bill 3.970% 3.880% 3.380% 6-month Treasury bill 3.890% 3.840% 3.150% 6-month CD 4.170% 4.020% 3.330% Prime rate 6.750% 6.750% 5.750%

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*--* 11th District cost-of-funds Aug. ’05 July ’05 Feb. ’05 2.870% 2.757% 2.317%

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Compiled by National Financial News Services