Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Sept. 27, 2006

Compiled by National Financial News Services

*--* Latest week One week Six months previous previous Rates for loans up to $416,999 30-year fixed 6.00%/1.43 pt 6.09%/1.39 pt 6.01%/1.60 pt 30-year ARM start rate 2.99%/0.67 pt 3.06%/0.64 pt 3.16%/0.52 pt 15-year fixed 5.68%/1.41 pt 5.78%/1.35 pt 5.67%/1.58 pt Rates for loans of $417,000 and above 30-year fixed 6.29%/1.38 pt 6.38%/1.35 pt 6.26%/1.54 pt 30-year ARM start rate 3.17%/1.09 pt 3.20%/1.09 pt 3.27%/1.51 pt 15-year fixed 5.96%/1.25 pt 6.06%/1.31 pt 6.01%/1.63 pt FHA or VA mortgage Average / points 6.59%/1.48 pt 6.59%/1.48 pt 6.41%/0.70 pt CALVET 30-year 6.50%/0.00 pt 6.50%/0.00 pt 6.00%/0.00 pt 6-month LIBOR 5.440% 5.430% 5.050% 1-year Treasury 4.970% 5.020% 4.770% bill 6-month Treasury 5.070% 5.110% 4.800% bill 6-month CD 5.370% 5.390% 5.020% Prime rate 8.250% 8.250% 7.500% 11th District cost-of-funds July ’06 June ’06 Jan. ’06 4.177% 4.090% 3.347%

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