Average mortgage rates and indexes

*--* Weekly survey of 60 Southland lenders as of Aug. 1, 2007 Latest week One week previous Six months previous Rates for loans up to $416,999 30-year fixed 6.20%/1.60 pt 6.25%/1.54 pt 5.90%/1.46 pt 30-year ARM 3.59%/0.86 pt 3.59%/0.86 pt 3.48%/0.72 pt start rate 15-year fixed 5.86%/1.54 pt 5.92%/1.55 pt 5.60%/1.56 pt Rates for loans of $417,000 and above 30-year fixed 6.57%/1.52 pt 6.51%/1.53 pt 6.15%/1.50 pt 30-year ARM 3.65%/1.00 pt 3.65%/1.00 pt 3.49%/0.83 pt start rate 15-year fixed 6.24%/1.46 pt 6.22%/1.46 pt 5.92%/1.39 pt FHA or VA 6.67%/1.93 pt 6.67%/1.93 pt 6.61%/1.75 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 5.370% 5.390% 5.390% 1-year 4.910% 4.990% 5.100% Treasury bill 6-month 5.030% 5.060% 5.180% Treasury bill 6-month CD 5.330% 5.340% 5.350% Prime rate 8.250% 8.250% 8.250% 11th District June ’07 May ’07 Dec. ’06 cost-of-funds 4.283% 4.293% 4.396% Compiled by National Financial News Services *--*