Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of March 21, 2007

Rates for loans up to $416,999

*--* Latest week One week previous Six months previous 30-yr fixed 5.83%/1.27 pt. 5.82%/1.24 pt. 6.09%/1.44 pt. 30-yr ARM start 3.51%/0.88 pt. 3.51%/0.84 pt. 3.07%/0.61 pt. rate 15-yr fixed 5.54%/1.32 pt. 5.53%/1.32 pt. 5.78%/1.37 pt.

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Rates for loans of $417,000 and above

*--* Latest week One week previous Six months previous 30-yr fixed 6.16%/1.33 pt. 6.14%/1.32 pt. 6.38%/1.35 pt. 30-yr ARM start 3.54%/1.08 pt. 3.54%/1.08 pt. 3.20%/1.09 pt. rate 15-yr fixed 5.90%/1.39 pt. 5.93%/1.31 pt. 6.06%/1.32 pt. FHA/VA mortg Avg 6.54%/1.79 pt. 6.54%/1.79 pt. 6.61%/1.45 pt. / pts CALVET 30-yr 6.10%/0.00 pt. 6.10%/0.00 pt. 6.50%/0.00 pt. 6-mo LIBOR 5.330% 5.300% 5.430% 1-yr Treasury bill 4.930% 4.920% 5.020% 6-mo Treasury bill 5.120% 5.100% 5.110% 6-mo CD 5.280% 5.270% 5.390% Prime rate 8.250% 8.250% 8.250%

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11th District cost-of-funds

*--* Jan. ’07 Dec. ’06 July ’06 4.392% 4.396% 4.177%

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Compiled by National Financial News Services