Average mortgage rates and indexes

*--* Weekly survey of 60 Southland lenders as of Nov. 21, 2007 Latest week One week previous Six months previous Rates for loans up to $417,000 30-year fixed 6.01%/1.28 pt 5.98%/1.46 pt 5.90%/1.51 pt 30-year ARM 4.77%/0.97 pt 4.87%/0.99 pt 3.45%/0.78 pt start rate 15-year fixed 5.68%/1.21 pt 5.68%/1.26 pt 5.61%/1.45 pt Rates for loans of $417,001 and above 30-year fixed 6.69%/1.20 pt 6.63%/1.17 pt 6.21%/1.43 pt 30-year ARM 5.05%/1.03 pt 5.15%/1.06 pt 3.59%/0.86 pt start rate 15-year fixed 6.28%/1.16 pt 6.31%/1.11 pt 5.92%/1.48 pt FHA or VA 6.65%/2.14 pt 6.65%/2.14 pt 6.68%/1.95 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 4.740% 4.850% 5.370% 1-year 3.580% 3.720% 4.860% Treasury bill 6-month 3.650% 3.780% 4.920% Treasury bill 6-month CD 4.800% 4.820% 5.320% Prime rate 7.500% 7.500% 8.250% 11th District Sept. ’07 Aug. ’07 March ’07 cost-of-funds 4.383% 4.359% 4.299% Compiled by National Financial News Services *--*