Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Oct. 3, 2007

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $417,000 30-year fixed 6.03%/1.61 pt 6.06%/1.62 pt 5.86%/1.36 pt 30-year ARM 4.18%/1.00 pt 4.20%/0.99 pt 3.51%/0.86 pt start rate 15-year fixed 5.72%/1.47 pt 5.71%/1.56 pt 5.53%/1.48 pt Rates for loans of $417,001 and above 30-year fixed 7.03%/1.24 pt 7.11%/1.39 pt 6.19%/1.49 pt 30-year ARM 4.37%/1.10 pt 4.37%/1.10 pt 3.54%/1.08 pt start rate 15-year fixed 6.86%/1.17 pt 6.78%/1.29 pt 5.89%/1.49 pt FHA or VA 6.67%/2.22 pt 6.67%/1.93 pt 6.59%/1.82 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 5.140% 5.420% 5.330% 1-year 4.050% 4.110% 4.900% Treasury bill 6-month 4.080% 4.150% 5.080% Treasury bill 6-month CD 5.120% 5.210% 5.290% Prime rate 7.750% 7.750% 8.250% 11th District Aug. ’07 July ’07 Feb. ’07 cost-of-funds 4.359% 4.277% 4.376% *--*