WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 8/5/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 8/5/2009 7/29/2009 2/4/2009 30-year fixed 5.38%+0.28pt 5.41%+0.33pt 5.43%+0.32pt 15-year fixed 4.87%+0.33pt 4.89%+0.33pt 5.27%+0.35pt $417,000 and up 30-year fixed 6.25%+0.43pt 6.36%+0.79pt 6.89%+0.38pt 15-year fixed 5.88%+0.38pt 6.07%+0.80pt 6.61%+0.50pt Home equity lines 5.20% 5.20% 4.82% Home equity loans 9.05% 9.05% 8.87% 6-month LIBOR 0.91% 0.93% 1.77% 1-year Treasury 0.49% 0.47% 0.49% 6-month Treasury 0.26% 0.28% 0.34% 6-month CD 0.48% 0.50% 1.56% Prime rate 3.25% 3.25% 3.25% 11th District cost of funds 6/2009 5/2009 12/2008 -- 1.599% 1.832% 2.757% *--*