WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 7/1/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 7/1/2009 6/24/2009 12/31/2008 30-year fixed 5.40%+0.26pt 5.63%+0.25pt 5.23%+0.28pt 15-year fixed 4.99%+0.28pt 5.11%+0.25pt 4.99%+0.22pt $417,000 and up 30-year fixed 6.75%+0.73pt 6.71%+0.90pt 7.33%+0.59pt 15-year fixed 6.18%+0.89pt 6.38%+1.38pt 7.26%+0.69pt Home equity lines 5.23% 5.23% 5.24% Home equity loans 9.05% 9.05% 9.16% 6-month LIBOR 1.09% 1.13% 1.75% 1-year Treasury 0.48% 0.51% 0.40% 6-month Treasury 0.32% 0.31% 0.25% 6-month CD 0.67% 0.64% 1.80% Prime rate 3.25% 3.25% 3.25% 11th District 5/2009 4/2009 11/2008 cost of funds 1.832% 1.380% 3.155% *--*