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RewardExpert provides a strategy for building and cashing in reward points and mileage benefits

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Collecting reward points and mileage benefits requires organizational skills, but the hours spent figuring out how best to redeem them for a vacation could amount to a part-time job. Here’s an expert to help you.

Name: RewardExpert.com

What it does: The website uses an algorithm to develop a strategy to help travelers reach their destination using the least amount of points or miles.

What’s hot: The free online service rewards you with a quick plan; there’s no emailing someone and waiting for a reply. It also has a helpful feature on how to earn more miles (and reach your destination faster) if you use its partner offers such as a stay at a Starwood Hotels to get 1,000 Delta SkyMiles or sign up for DirecTV and get 25,000 United MileagePlus Advantage Miles. And, if you don’t use a travel rewards credit card, it can suggest one with a hefty signup mileage bonus once minimum spending requirements are met.

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What’s not: The site asks you how much you spend each month on your debit and credit cards. To pay for your vacation with points, you might need to switch to using a credit card instead of a debit card. If that makes you uncomfortable, it might take you longer to redeem your points or miles for a trip.

travel@latimes.com

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