Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $322,700 30-year fixed 5.80%/1.83 pt 5.73%/1.73 pt 5.54%/1.56 pt 30-year ARM 2.73%/1.14 pt 2.68%/1.07 pt 2.99%/0.91 pt start rate 15-year fixed 5.15%/1.71 pt 5.06%/1.72 pt 4.97%/1.41 pt Rates for loans over $322,700 30-year fixed 6.06%/1.60 pt 5.90%/1.59 pt 5.76%/1.56 pt 30-year ARM 2.91%/0.95 pt 2.87%/0.98 pt 3.06%/0.83 pt start rate 15-year fixed 5.45%/1.57 pt 5.30%/1.51 pt 5.22%/1.54 pt FHA or VA 6.22%/0.65 pt 6.03%/1.21 pt 6.21%/0.66 pt mortgage Average / points CALVET 30-year 4.50%/0.00 pt 4.50%/0.00 pt 5.40%/0.00 pt 6-month LIBOR 1.180% 1.150% 1.350% 1-year 1.260% 1.220% 1.320% Treasury bill 6-month 1.040% 1.020% 1.190% Treasury bill 6-month CD 1.130% 1.100% 1.270% Prime rate 4.000% 4.000% 4.250% 11th District Jun.’03 May.’03 Dec.’02 cost-of-funds 2.113% 2.130% 2.375%

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