Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $322,700 30-year fixed 5.50%/1.77 pt. 5.55%/1.80 pt. 5.32%/1.72 pt. 30-year ARM 2.82%/0.98 pt. 2.79%/1.02 pt. 2.84%/1.00 pt. start rate 15-year fixed 4.81%/1.81 pt. 4.85%/1.84 pt. 4.69%/1.65 pt. Rates for loans over $322,700 30-year fixed 5.85%/1.68 pt. 5.90%/1.79 pt. 5.50%/1.76 pt. 30-year ARM 2.84%/0.90 pt. 2.89%/0.90 pt. 3.01%/0.82 pt. start rate 15-year fixed 5.17%/1.69 pt. 5.21%/1.83 pt. 4.96%/1.58 pt. FHA or VA 6.06%/1.03 pt. 6.06%/1.03 5.91%/0.43 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 5.40%/0.00 pt. 6-month LIBOR 1.230% 1.230% 1.250% 1-year 1.300% 1.300% 1.250% Treasury bill 6-month 1.040% 1.030% 1.160% Treasury bill 6-month CD 1.150% 1.160% 1.210% Prime rate 4.000% 4.000% 4.250% 11th District Sept. ’03 Aug. ’03 Mar. ’03 cost-of-funds 1.923% 1.946% 2.210%

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