Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $322,700 30-year fixed 5.37%/1.85 pt. 5.40%/1.76 pt. 5.02%/1.90 pt. 30-year ARM 2.64%/1.26 pt. 2.67%/1.25 pt. 2.58%/1.26 pt. start rate 15-year fixed 4.71%/1.74 pt. 4.71%/1.75 pt. 4.44%/1.81 pt. Rates for loans over $322,700 30-year fixed 5.72%/1.54 pt. 5.74%/1.61 pt. 5.42%/1.47 pt. 30-year ARM 2.73%/1.18 pt. 2.74%/1.14 pt. 2.80%/0.98 pt. start rate 15-year fixed 5.06%/1.76 pt. 5.07%/1.68 pt. 4.83%/1.38 pt. FHA or VA 6.03%/0.72 pt. 6.00%/1.03 pt. 5.56%/0.31 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 4.50%/0.00 pt. 6-month LIBOR 1.210% 1.220% 1.120% 1-year 1.280% 1.270% 1.020% Treasury bill 6-month 1.000% 0.980% 0.910% Treasury bill 6-month CD 1.160% 1.150% 1.050% Prime rate 4.000% 4.000% 4.250% 11th District Oct. ’03 Sept. ’03 April ’03 cost-of-funds 1.909% 1.923% 2.208%

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