Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week Six months previous One week previous Rates for loans up to $333,700 30-year fixed 5.37%/1.88 pt. 5.37%/1.85 pt. 5.01%/1.84 pt. 30-year ARM 2.54%/1.06 pt. 2.64%/1.26 pt. 2.58%/1.25 pt. start rate 15-year fixed 4.71%/1.69 pt. 4.71%/1.74 pt. 4.49%/1.62 pt. Rates for loans over $333,700 30-year fixed 5.67%/1.83 pt. 5.72%/1.54 pt. 5.24%/1.76 pt. 30-year ARM 2.64%/0.96 pt. 2.73%/1.18 pt. 2.80%/0.98 pt. start rate 15-year fixed 5.06%/1.65 pt. 5.06%/1.76 pt. 4.80%/1.43 pt. FHA or VA 6.03%/0.69 pt. 6.03%/0.72 pt. 5.69%/0.31 pt. mortgage Average / points CALVET 30-year 4.99%/0.00 pt. 4.99%/0.00 pt. 4.50%/0.00 pt. 6-month LIBOR 1.230% 1.210% 1.120% 1-year 1.290% 1.280% 1.020% Treasury bill 6-month 1.020% 1.000% 0.910% Treasury bill 6-month CD 1.160% 1.160% 1.050% Prime rate 4.000% 4.000% 4.000% 11th District Oct. ’03 Sept. ’03 Apr. ’03 cost-of-funds 1.909% 1.923% 2.208%

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