Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week Six months previous previous Rates for loans up to $359,649 30-year fixed 5.18%/1.50pt 5.21%/1.53pt 5.38%/1.41pt 30-year ARM 2.39%/0.41pt 2.41%/0.41pt 3.03%/0.66pt start rate 15-year fixed 4.81%/1.42pt 4.90%/1.38pt 4.80%/1.40pt Rates for loans $359,650 and more 30-year fixed 5.50%/1.65pt 5.53%/1.63pt 5.64%/1.40pt 30-year ARM 2.43%/0.41pt 2.44%/0.41pt 3.19%/0.70pt start rate 15-year fixed 5.18%/1.33pt 5.21%/1.35pt 5.13%/1.28pt FHA or VA mortgage 6.04%/0.56pt 6.04%/0.56pt 6.13%/0.67pt Average / points CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 5.50%/0.00pt 6-month LIBOR 3.650% 3.640% 2.770% 1-yr. Treasury bill 3.400% 3.390% 2.710% 6-mo. Treasury bill 3.270% 3.220% 2.540% 6-mo. CD 3.600% 3.550% 2.720% Prime rate 6.000% 6.000% 5.250% 11th District April ’05 March ’05 Oct.’04 cost-of-funds 2.515% 2.400% 1.960%

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