Ask Laz: There’s a statute of limitations for credit card debt

Columnist David Lazarus answers your consumer questions in this one-minute video.


Dave fell behind on his credit card payments. The card issuer closed his account a couple of years ago.

Now he’s getting calls from debt collectors.

ASK LAZ: Smart answers to consumer questions

Dave asks: Is there a statute of limitations for credit card debt?

There is, but it varies from state to state. It also doesn’t necessarily mean that debt collectors will go away.


For more, check out today’s Ask Laz video.

If you have a consumer question, email me at or contact me via Twitter @Davidlaz.