Clipboard researched by Susan Greene and Rick VanderKnyff / Los Angeles Times

Effective July 1, 1987, Assembly Bill 2610 entitles California licensed drivers 55 and older to premium discounts on liability, medical payments and collision coverage if they take a state-approved course designed to improve the mature driver every 3 years.

The incentive course is designed to improve driving skills and promote road safety for older adults. Although discounts depend on a person's driving record and insurance carrier, the law applies to all California automobile insurance companies.

The improvement course is available at private driving schools, public and private colleges and offered by nonprofit organizations at community-based locations. The cost is usually $8. The Department of Motor Vehicles will issue certificates to those who complete the course. The certificate must be submitted to an insurance carrier for discount benefit.

Here is a list of places where classes will be held in the coming weeks:

Irvine: Jan. 20 and 27, 8 a.m. to noon at Irvine Senior Center, 3 Sandburg Way, (714) 733-1055.

La Habra: Nov. 17-18 and Dec. 15-16, 9 a.m. to 1 p.m. at the Western Federal Savings Bank, Beach Boulevard and Imperial Highway. Classes close when 30 have enrolled. Contact John Fiscus, (213) 697-8058.

Orange: Nov. 21 and 22, 1-5 p.m. at Community Garden Towers, Craft Room, 3919 Garden Grove Blvd., (714) 740-0914.

San Clemente: Nov. 15-16 and Dec. 13-14, 10:30 a.m. to 2:30 p.m. at San Clemente Center, 242 Avenida del Mar, (714) 498-3322.

Seal Beach: Dec. 5 and 6, 8:30 a.m. to 12:30 p.m. at Seal Beach Recreation Center, 707 Electric St., (714) 828-8550.

Stanton: Nov. 14 and 15; 12:30 to 4:30 p.m. at Stanton Recreation and Cultural Center, 11081 Cedar St., (714) 220-2220, ext. 277.

Source: American Assn. of Retired Persons

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