Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $359,649 30-year fixed 5.39%/1.35 pt. 5.25%/1.65 pt. 5.31%/1.53 pt. 30-year ARM 3.34%/0.46 pt. 3.20%/0.46 pt. 2.93%/0.64 pt. start rate 15-year fixed 5.07%/1.33 pt. 4.88%/1.50 pt. 4.75%/1.66 pt. Rates for loans $359,650 and over 30-year fixed 5.69%/1.26 pt. 5.51%/1.58 pt. 5.59%/1.55 pt. 30-year ARM 3.40%/0.46 pt. 3.16%/0.46 pt. 2.96%/0.63 pt. start rate 15-year fixed 5.36%/1.17 pt. 5.18%/1.44 pt. 5.10%/1.46 pt. FHA or VA 6.04%/0.56 pt. 6.04%/0.56 pt. 6.13%/0.67 pt. mortgage Average / points CALVET 30-year 5.50%/0.00 pt. 5.50%/0.00 pt. 5.50%/0.00 pt. 6-month LIBOR 3.850% 3.790% 2.890% 1-year 3.590% 3.520% 2.850% Treasury bill 6-month 3.470% 3.400% 2.660% Treasury bill 6-month CD 3.780% 3.730% 2.830% Prime rate 6.250% 6.250% 5.250% 11th District May ’05 April ’05 Nov. ’04 cost-of-funds 2.622% 2.025% 2.025%

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