Average mortgage rates and indexes

Weekly survey of 60 Southland lenders as of Aug. 23, 2006

Compiled by National Financial News Services

*--* Latest week One week Six months previous previous Rates for loans up to $416,999 30-year fixed 6.13%/1.43 pt. 6.24%/1.42 pt. 5.90%/1.63 pt. 30-year ARM 3.07%/0.66 pt. 3.13%/0.59 pt. 3.14%/0.52 pt. start rate 15-year fixed 5.82%/1.40 pt. 5.86%/1.41 pt. 5.56%/1.51 pt. Rates for loans of $417,000 and above 30-year fixed 6.38%/1.43 pt. 6.42%/1.44 pt. 6.18%/1.50 pt. 30-year ARM 3.17%/1.09 pt. 3.17%/1.09 pt. 3.24%/0.42 pt. start rate 15-year fixed 6.08%/1.33 pt. 6.10%/1.42 pt. 5.86%/1.51 pt. FHA or VA mortgage 6.63%/1.46 pt. 6.63%/1.46 pt. 6.38%/0.61 pt. Average / points CALVET 30-year 6.50%/0.00 pt. 6.50%/0.00 pt. 5.70%/0.00 pt. 6-month LIBOR 5.520% 5.500% 4.930% 1-yr. Treasury bill 5.100% 5.090% 4.700% 6-mo. Treasury bill 5.190% 5.170% 4.700% 6-month CD 5.440% 5.440% 4.900% Prime rate 8.250% 8.250% 7.500% 11th District June ’06 May ’06 Dec. ’05 cost-of-funds 4.090% 3.884% 3.296%

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